Insurance is nothing. With the right tax guy you can right almost anything off.
You have no idea of the people that are on here. Some of us are lawyers, doctors, Investment Brokers, Plumbers, Carpenters, Janitors etc. Some were born into it or even inherited it. I know 2 guys here that could buy and sell your life and it would not make a dent in their wallet. It does not matter on how much money you have as to why you hobby or where you get your hobby info from. We all hobby for the same reason.
For those out there that do have money it is not because they have wasted it on toys, trips , man cave, cars etc. Most smart businessmen will reinvest their money back into the business to keep it growing. Your business is only successful when it is growing.