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Just do it like Bob says. We do not want to expose people here publicly. Just find one and go to experiment. You will know when it's rejected and learn from it. All of us paid our dues too. BTW, calendar year almost up........
And furthermore, why would I help some with insurance fraud, IF (no accusations here just IF) that is the intent, as it will just screw up legit benefits for the rest of us.
Hey Old Fart
Can you explain how it's insurance fraud? If he receives a massage and is billed for that time and passes it on to the insurance company there shouldn't be an issue. What happens after the message, is paid separatly and not claimed as an expense there is no fraud.
I don't have benefits/self employed / so just curious
That's why he said "If". One guy got on here confessing to make out his massage and tips total amount; billed to his insurance company. That was around two years ago, (And I believe he was an established contributor.) Some ladies offer to make out the receipt to include tip. Some offer to postdate the massage for the next year. So...old Fart was suggesting a new person might be getting this information to engage in fraudulent activities.
That's why he said "If". One guy got on here confessing to make out his massage and tips total amount; billed to his insurance company. That was around two years ago, (And I believe he was an established contributor.) Some ladies offer to make out the receipt to include tip. Some offer to postdate the massage for the next year. So...old Fart was suggesting a new person might be getting this information to engage in fraudulent activities.
The most common deception is that at a 'therapeutic' location, only one or two masseuses (sometimes none,excepting someone the owner knows who is never at this location ) can actually issue receipts. So they have a managed system where clients who want a receipt get it with another therapist's name and number on it (not the one who gave the massage). This does NOT mean that the masseuse who gave the massage is not good, just that she does not have a formal massage therapist association accreditation at that time. In fact, my absolute top therapeutic masseuse in Calgary (I see her after every strenuous workout) is in that position. Does she know massage? Better than ten 2200 hrs masseuses combined. In the first 15 minutes of a 90 minutes massage she does more work than most masseuses do in 60 minutes. But her English is not good enough to get the local massage school certifications. In my books, I see nothing fraudulent in this situation that the owner issues receipts in another therapist's name. Sharing this to show that there are many sides to all situations. On the other hand outright cheaters of the system should probably be shut off.
I'm guilty of this to a point as I don't know what therapists real names are (In most cases). In one case, I found out the therapist only had 500 hours and likewise it couldn't have been her name on past receipts. Thus, the next time she offered a receipt, I refused. And also tried avoiding her in future visits.
Didn't know about the uncertified masseuses using someone else's name. Thanks for the replys.
If someone does claim the tip amount then yes they deserve a head slap.
Providing a certified service under someone else's name would be viewed as fraud from the insurance companies and your claim would be denied, that is IF they find could out. Just an FYI, I was getting a massge from Betty, I know, she took a call during the massage, I know , it was an insurance company asking her to check her receipts for a claim someone made, they were auditing a claim. So they tend to check on us, and hopefully all is good. I too have gotten receipts for massge and pretty sure it wasn't the name of the lady who provided the service. Popular west end establishment, not wanting to mention names, I suspect of that practice, as well as others.
Betty, I know, she took a call during the massage, I know , it was an insurance company asking her to check her receipts for a claim someone made, they were auditing a claim. So they tend to check on us, and hopefully all is good.
Well run shops, with good owners/managers make sure that they run well organized schedules for the receipts they give out. They manage, how many per day against a registered RMT, and proper records. I only claim the receipts from the places that I have 100% faith in, knowing that the records are bulletproof. The rest are shredded or I tell them not to bother giving me one.
Hey Old Fart
Can you explain how it's insurance fraud? If he receives a massage and is billed for that time and passes it on to the insurance company there shouldn't be an issue. What happens after the message, is paid separatly and not claimed as an expense there is no fraud.
I don't have benefits/self employed / so just curious
i would not condone fraud under any circumstances, but if you look up fraud in a law book or dictionary...you will see the names of insurance companies...great west life and manufacturers life at the top of the list...
i would not condone fraud under any circumstances, but if you look up fraud in a law book or dictionary...you will see the names of insurance companies...great west life and manufacturers life at the top of the list...
That cant be true. Insurance companies, banks, and governments are all service industries which make no profit what so ever, and give back to the people they serve.
That cant be true. Insurance companies, banks, and governments are all service industries which make no profit what so ever, and give back to the people they serve.
ℍ𝔸ℙℙ𝕐 𝔸ℙℝ𝕀𝕃 APRIL 18th , T͓̽H͓̽U͓̽R͓̽S͓̽D͓̽A͓̽Y͓̽ (905) 707-6866 Open 10:30-10:00🗺#33-160 East Beaver Creek 🗺 7 Rms 🛏Table Shower(TS)+Massage 2hr $120*,TS & massage 1hr $90, $40/50/60 for 30/45/60min Attendants: We have today SOPHIE DAISY SUNNY TINA ERICA LUCY NEWSFLASH SOPHIE & SUNNY & TINA & ERCA DAISY ‘ s BACK TODAY
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WEDNESDAY at GOLDEN FLOWER SPA , 8380 Kennedy Rd, Unit C6 (Kennedy & Hwy 7), Markham, ON 905-258-0777: Kelly, Lucky, Monica & Sonia. After 7pm Jojo Kelly is slim and pretty with very good services. Lucky is a slim & beautiful Cambodian lady with a special touch. Monica is sweet, attractive and accommodating. Sonia comes from India with love.
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ANNIE SPA 7-1001 SANDHURST CIRCLE SCARBOROUGH ON M1V 1Z6 (437) 818-8896 (416) 291-8879 (FINCH & MCCOWAN) OPEN 10am to 9pm MONDAY to SUNDAY NEW MANAGEMENTNEW GIRLS GORGEOUS NEW YOUNG ASIAN GIRLS - TODAY’s ROSTER INCLUDES: Mia beautiful young Singapore girl. Mia has a very sexy body, and beautiful boobs. She can give very good massage and great playful service. So very sexy beautiful girl. Kellyis beautiful young student, busty with sexy body
WEDNESDAY at DREAM INN WELLNESS SPA: ANNA, DELIA & SUGAR 10225 Yonge St (North of Major Mackenzie) Richmond Hill, ON 647-829-2983 ANNA is Young, pretty, slim & very busty. Who could ask for more? You could! DELIA is young & very pretty, slim with natural boobs and an impressive ass. Her services are very satisfying. SUGAR is a sexy Asian
[GRAND OPENING] Endless Joy Spa (155 East Beaver Creek Rd Unit #8, Richmond Hill) 416-731-8565Slim Sexy Chinese Kiki, New First Day Slim Petite Judy, Tall Slim Sexy Chinese Vicky, Young Sexy Chinese Abie
All season wellness center : young girl pretty face nice figure Thai deep massage Helen,Young girl big breasted beautiful buttocks charming temperament summer ,Young girl Big breasted saucy naughty Ella , Enchanting sexy petite deep massage Sherry ,address: #5-30 Rambler dr Brampton ,Ontario L6W 1E24376655510 ️️
𝗪𝗘𝗗𝗡𝗘𝗦𝗗𝗔𝗬 at 𝐀 𝐒𝐏𝐀: Amy, Coco & 𝗯𝗲𝘀𝘁 𝗺𝗮𝘀𝘀𝗮𝗴𝗲 𝗥𝗮𝗰𝗵𝗲𝗹𝐀 𝐒𝐏𝐀, 28 South Unionville Ave, Unit 5, Markham. 𝗖𝗮𝗹𝗹 𝟲𝟰𝟳-𝟳𝟮𝟵-𝟲𝟲𝟬𝟲 𝗼𝗿 𝘁𝗲𝘅𝘁 𝟲𝟰𝟳-𝟴𝟯𝟵-𝟱𝟵𝟲𝟲A THOUSAND PLEASURES AWAIT:AMY is young and very friendly, standing 158 Cms. with 34C Cups and a very nice bum. Amy is a very popular student, young, sexy, and open
Full season wellness center: Young girl big breasted beautiful buttocks charming temperament big boobs Julie ,Young girl big breasted beautiful buttocks charming temperament big boobs Nina ,Young girl Big-breasted big big butts Aris ,Young beautiful face sexy body and good deep massage maggie,Enchanting sexy petite deep massage Mary. 2560 Shepard ave Mississauga unit 1 4379857899 ️️
Wednesday at 𝓗𝓸𝓵𝓲𝓭𝓪𝔂 𝓢𝓹𝓪3517 Kennedy Rd, Unit 4, Scarborough 𝟰𝟯𝟳-𝟮𝟰𝟳-𝟭𝟭𝟵𝟵Kelly & Kiki. Kelly is slim and attractive with very slight curves, a nice bum, and rockin’ services. Kiki is very attractive, young, about 5’4” and 110 Lbs., slim with a banging body. Kiki is very popular for her great attitude and services.
Wednesday at 𝓕𝓞𝓡𝓔𝓥𝓔𝓡 𝓢𝓟𝓐2190 Warden Ave, Unit 201, Scarborough 𝟰𝟭𝟲-𝟴𝟬𝟬-𝟳𝟴𝟴𝟳: Cindy, Bella & Sasa. Cindy is a slim beauty, 5’4”, natural C Cups & wonderfully long nipples. Her massage is nice, her bbbj will drive you wild & her cfs finish is a dream come true. Bella is around 5’3” with a thin to medium build, C Cups, and a pleasing personality. She can offer dfk, bbbj and cfs as well
Blue Nile Wellness Center, We have 4 young beautiful girls are working today, young cute Amy and pretty friendly Cindy, sexy Coco and fun Lina open mind are providing deep tissue and sensual massage, pls call 416-3985777 book appointment and walk in always welcome, back entrance and parking available,350 Wilson Ave North York
3 GIRLS AVAILABLE TODAY YOYO: A YOUNG SLIM SCHOOL GIRL, NEW TO THE BUSINESS WITH VERY NICE FACIAL FEATURES, VERY FLUENT IN ENGLISH EMILY: A PETITE CURVY THAI MIXED GIRL THAT IS VERY FRIENDLY AND OPEN, VERY FLUENT IN ENGLISH NITA: A YOUNG FUN SIZED INDIAN GIRL THAT, LONG BLACK HAIR AND VERY CHILL PEONY GARDEN SPA 3477 KENNEDY ROAD UNIT 4 (416) 335-6093
We have 7 hot brown girls today ASHA, MALIYA, MONIKA, NINA, AMANDA, DELILAH, SANA, AAVI, EVA, ANGEL 2588 Birchmount 2 Invergordon 647-702-8800 Please visit for a great erotic massage
JAV MODEL CHANEL, SASSY JENNIFER and SERVICE QUEEN ZOE @ Sparkling SpaMENTION OUR ADS AND RECEIVE A ROOM DISCOUNT $35 FOR 30MIN, $50 FOR 45MIN(905) 604-8186 Spa Land Line (437) 446-6688 NEW Spa Cell Phone 50 LOCKRIDGE AVE UNIT#8
(((आपको बिना नाटक या नखरे करने वाला सर्विस चाहे तोह याद करना. ))) If you want Service without Drama or Tantrums, Remember it. Will Try To Give You The Best Possible Sweating Experience With Full Company. TAKE MY WORD.?? Don't Waste Your Time And Money In Some Other Place Where You are Really Upset Loosing Out Both Money And Fun. Ok Try With Our Girls Once Then Your Visit Will Be Regular To Me.... _________________N O T E_________________ If u like my services Please Please Do not forget to
ℍ𝔸ℙℙ𝕐 𝔸ℙℝ𝕀𝕃 APRIL 17th , W͓̽E͓̽D͓̽N͓̽E͓̽S͓̽D͓̽A͓̽Y͓̽ (905) 707-6866 Open 10:30-10:00🗺#33-160 East Beaver Creek 🗺 7 Rms 🛏Table Shower(TS)+Massage 2hr $120*,TS & massage 1hr $90, $40/50/60 for 30/45/60min Attendants: We have today SOPHIE DAISY SUNNY TINA ERICA LUCY NEWSFLASH SOPHIE & SUNNY & TINA & ERCA DAISY ‘ s BACK TODAY
Hi guys Phoenix blossom Spa 3 girls Jessica and Samantha and Cici sexy girl very good massage table shower body scrub 5124 Dundas W Etobicoke 416-817-3366
SEXY ZOE, NEW GIRL SASA AND KOREAN BLASIAN ALIYAH TODAY @ SPARKLING SPA!!! 50 Lockridge Ave Unit 8 Markham, ON L3R 8X4 (905) 604-8186 Spa Land Line (437) 446-6688 NEW Spa Cell Phone (West of Warden & 16th Ave)NEW MANAGEMENTNEW GIRLS
[GRAND OPENING] Endless Joy Spa (155 East Beaver Creek Rd Unit #8, Richmond Hill) 416-731-8565Young 19 Year Old Slim Petite Brazilian Hottie Julianna, Slim Sexy Chinese Kiki, New First Day Slim Petite Judy, Tall Slim Sexy Chinese Vicky
TUESDAY at GOLDEN FLOWER SPA, 8380 Kennedy Rd, Unit C6 (Kennedy & Hwy 7), Markham, ON 905-258-0777: Jojo, Lucky, Moly, & Sherry Jojo is a beautiful young fair skinned Hong Kong girl who can melt all your cares away. Lucky is a slim & beautiful Cambodian lady with a special touch. Molly is a petite young Asian sweetheart with great services.
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JENNY’S SPA 5170 DUNDAS STREET WEST ETOBICOKE ONTARIO M9A 1C4 (647-893-5196)Call or Text (437-888-3759)Call Only (ETOBICOKE) OPEN 10am to 9pm MONDAY to SUNDAY GRAND OPENINGNEW GIRLS EVERYDAYEXCELLENT MASSAGE + SERVICE QUEENS NOW AVAILABLE AT JENNY’S SPA FOR ALL YOUR MASSAGE AND SPECIAL EXTRA NEEDS TWO BEAUTIFUL NEW YOUNG ASIAN GIRLS EVERYDAYREAL PICTURES OF ATTENDANTS - TODAY’s ROSTER INCLUDES: Julia - A shy new Korean girl waiting
Tuesday at 𝓗𝓸𝓵𝓲𝓭𝓪𝔂 𝓢𝓹𝓪3517 Kennedy Rd, Unit 4, Scarborough 𝟰𝟯𝟳-𝟮𝟰𝟳-𝟭𝟭𝟵𝟵: Eva & Helen. Eva is young, slim, innocent & demure looks, but don’t let her innocent looks deceive. She can massage & service very well. Helen is a sweet and very lovable Asian beauty with just enough curves to tease you, and an attitude to please you.
Tuesday at 𝓕𝓞𝓡𝓔𝓥𝓔𝓡 𝓢𝓟𝓐 2190 Warden Ave, Unit 201, Scarborough 𝟰𝟭𝟲-𝟴𝟬𝟬-𝟳𝟴𝟴𝟳: Cindy, Tracy & Vivian.Cindy is a slim beauty, 5’4”, natural C Cups & wonderfully long nipples. Her massage is nice, her bbbj will drive you wild & her cfs finish is a dream come true. Tracy is an incredibly cute & pretty Japanese/Taiwanese mixed spinner, about 5’1” and 100 lbs. She is very popular
ANNIE SPA 7-1001 SANDHURST CIRCLE SCARBOROUGH ON M1V 1Z6 (437) 818-8896 (416) 291-8879 (FINCH & MCCOWAN) OPEN 10am to 9pm MONDAY to SUNDAY NEW MANAGEMENTNEW GIRLS GORGEOUS NEW YOUNG ASIAN GIRLS - TODAY’s ROSTER INCLUDES: Angel Very beautiful girl from Taiwan, very curvy, young and sexy, she can provide a great massage and wonderful touch and super service. Angel is so sexy, especially her 34C breasts, which will make you drool and fall in love!
Blue Nile Wellness Center, we have 4 young beautiful girls are working today , young pretty Ivy and GFE cute Ella, sexy Coco and nice open mind Lina 34DD are providing deep tissue and sensual massage, pls call 416-3985777 book appointment and walk in always welcome, back entrance and parking available, 350 Wilson Ave North York
[GRAND OPENING] Endless Joy Spa (155 East Beaver Creek Rd Unit #8, Richmond Hill) 416-731-8565Slim Sexy Chinese Kiki, New First Day Slim Petite Judy, Tall Slim Sexy Chinese Vicky
TUESDAY at DREAM INN WELLNESS SPA: DELIA, LULU & SUGAR 10225 Yonge St (North of Major Mackenzie) Richmond Hill, ON 647-829-2983 DELIA is young & very pretty, slim with natural boobs and an impressive ass. Her services are very satisfying. LULU is a well known Chinese attendant from another spa, very slim & beautiful, 5’3”, 105 pounds with 34C Cups & incredible services.
All season wellness center : Young girl Big-breasted big Big boobs big butts Cindy , Young girl big breasted beautiful buttocks charming temperament big boobs Tina ,Young girl big breasted beautiful buttocks charming temperament big boobs Yoyo,Student big boobs buttocks Vicky, Enchanting sexy petite deep massageSherry , address: #5-30 Rambler dr Brampton ,Ontario L6W 1E24376655510 ️️
full season wellness center: NewYoung girl big breasted beautiful buttocks charming temperament Mimi , Young girl big boobs beautiful face deep massage Bobo ,Young beautiful face sexy body and good deep massage star ,Young girl Big breasted saucy naughty Ella,Enchanting sexy petite deep massage Mary. 2560 Shepard ave Mississauga unit 1 4379857899 ️️
4 GIRLS AVAILABLE TODAY SELINA: A TALL SLENDER ASIAN THAT IS VERY FRIENDLY AND ABLE TO PROVIDE AN RMT LIKE MASSAGE NITA: A FUN SIZED YOUNG INDIAN GIRL, BEAUTIFUL FACE AND FLUENT IN ENGLISH JENNY: A TALL AND SLIM KOREAN GIRL THAT IS A TOTAL SERVICE QUEEN DAISY: A PETITE CURVY ASIAN GIRL THAT PROVIDES EXCEPTIONAL SERVICE AND MASSAGE FOR A REASONABLE TIP PEONY GARDEN SPA 3477 KENNEDY ROAD UNIT 4 (416) 335-6093
We have 7 hot brown girls today ASHA, SANA, PAOLA, AMANDA, MALAY, AAVI, ANAYA 2588 Birchmount 2 Invergordon 647-702-8800 Please visit for a great erotic massage
New GIRL, BLASIAN ALIYAH and SERVICE QUEEN ZOE @ Sparkling SpaMENTION OUR ADS AND RECEIVE A ROOM DISCOUNT $35 FOR 30MIN, $50 FOR 45MIN(905) 604-8186 Spa Land Line (437) 446-6688 NEW Spa Cell Phone 50 LOCKRIDGE AVE UNIT#8
ℍ𝔸ℙℙ𝕐 𝔸ℙℝ𝕀𝕃 APRIL 16th , T͓̽U͓̽E͓̽S͓̽D͓̽A͓̽Y͓̽ (905) 707-6866 Open 10:30-10:00🗺#33-160 East Beaver Creek 🗺 7 Rms 🛏Table Shower(TS)+Massage 2hr $120*,TS & massage 1hr $90, $40/50/60 for 30/45/60min Attendants: We have today SOPHIE CHERRY SUNNY LILIAN LUCY NEWSFLASH SOPHIE & SUNNY & LILIAN & CHERRY ‘ s BACK TODAY
(((आपको बिना नाटक या नखरे करने वाला सर्विस चाहे तोह याद करना. ))) If you want Service without Drama or Tantrums, Remember it. Will Try To Give You The Best Possible Sweating Experience With Full Company. TAKE MY WORD.?? Don't Waste Your Time And Money In Some Other Place Where You are Really Upset Loosing Out Both Money And Fun. Ok Try With Our Girls Once Then Your Visit Will Be Regular To Me.... _________________N O T E_________________ If u like my services Please Please Do not forget to
Phoenix blossom Spa New girl Lina so sexy body big boobs very good body slide and Mia very good table shower and Professional massage Cici 5124 Dundas St W Etobicoke 416-817-3366
[GRAND OPENING] Endless Joy Spa (155 East Beaver Creek Rd Unit #8, Richmond Hill) 416-731-8565Slim Sexy Chinese Kiki, New First Day Slim Petite Judy, Tall Slim Sexy Chinese Vicky
SUPER NYMPHO SUMMER and SERVICE QUEEN ZOE @ Sparkling SpaMENTION OUR ADS AND RECEIVE A ROOM DISCOUNT $35 FOR 30MIN, $50 FOR 45MIN(905) 604-8186 Spa Land Line (437) 446-6688 NEW Spa Cell Phone 50 LOCKRIDGE AVE UNIT#8
4379992166 Golden leaf .22229 Bosstock cresvent.we have very friendly linda.she does very relaxing treatment with sexy body.coco is small cute girl.come &enjoy
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